The Life Annuity Sales Market: A Market of the Future

•  Receive immediate capital of 50 to 70% of the full ownership value and offset the rest through rental income or reinvesting the received liquidity.
•  Significantly improve retirement income.
•  Benefit from tax advantages (capital gains if a primary residence, IFI tax (also applicable on secondary residences and rental properties).
•  Repay ongoing loans and leverage the effect.
•  Undertake necessary property renovations.
•  Appreciate a discreet sale.
•  Monetize dormant real estate assets.
•  Improve quality of life and purchasing power.

Especially for senior sellers

•  Stay at home and finance personal services.
•  Significantly enhance retirement income.
•  Anticipate and organize succession, avoid conflicts and injustices among heirs, and assist children when they need it during their lifetime.

Buyers’ Advantages

•  Invest in exceptional real estate at attractive prices (discount between 30 and 50%) via an investment vehicle.
•  Invest in a lucrative and stable market: luxury real estate irresistibly increases with double-digit growth depending on locations.
•  Control investment with the temporary usufruct duration, eliminating the variable lifespan factor of viager.
•  Guarantee sourcing through a rich and varied inventory offered by Sotheby's International Realty France-Monaco's 80 agencies.
•  Reintegrate the value of the usufruct into that of the bare ownership over time without taxation.
•  Participate in a societal project with seniors, enhancing exceptional French real estate assets.

•  5.9 million seniors in 2020
•  8.4 million in 2030
•  11.9 million in 2060